Understanding Special Needs Plans

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[Text On Screen Ð Medicare matters: Understanding Special Needs Plans]

MALE SPEAKER: When making your Medicare coverage selections, you may have more choices than you think. Special needs plans can offer you extra health care coverage. Two of the most common ones are dual eligible plans and chronic condition plans. 

[Text On Screen Ð Special Needs Plans offer those who qualify extra care coverage, Dual eligible plans (D-SNPs), Chronic condition plans (C-SNPs) ]

We'll talk about those more in a minute. 

[Text On Screen ÐWhat are Special Needs Plans and who is qualified for them?]

But first, what exactly are special needs plans and who is qualified for them? Let's find out. 

[Text On Screen Ð Special needs plans are Medicare Advantage plans that cover the cost of care and benefits for people with unique health care needs and life challenges]

Special needs plans are Medicare Advantage plans specifically designed to cover the cost of care and benefits needed for specific groups of people with unique health care needs and challenges. 

[Text On Screen ÐWhat sets Special Needs Plans apart from other Medicare plans?]

You might be wondering, what sets special needs plans apart from other Medicare plans? 

[Text On Screen Ð Special Needs Plans: Offer specific coverage based on your unique situation]

The difference is that special needs plans offer specific coverage and services based on your unique situation. 

[Text On Screen Ð Special Needs Plans: Can help with healthy food options and reliable transportation, Designed to complement the care you are getting from your doctor and care team]

From help with healthy food options to reliable transportation, these plans are designed to complement the care you are getting from your doctor and care team. 

[Text On Screen Ð Check with a local licensed insurance agent on what services are available in your area]

Check with a local licensed insurance agent on what services are available in your area. Special needs plans also offer extra help and resources to make getting the care you need easier for you. People facing unique challenges may need more services and have to jump through more hoops in their health care journey. They often have built-in support to act as an advocate and help you get the care and services you need. 

[Text On Screen Ð Special Needs Plans: Offer benefits not covered by Original Medicare or other Medicare plans]

Plus, special needs plans offer benefits not covered by original Medicare or other Medicare Advantage plans. And you can tap into specialized doctors and care teams who have expertise in caring for specific health issues or who have experience working with people who are on both Medicare and Medicaid. 

[Text On Screen Ð Special Needs Plans types: Dual eligible plans, Chronic condition plans]

There are several types of special needs plans out there, but again, two of the most popular are dual eligible plans and chronic condition plans. 

[Text On Screen - Dual eligible plans: Designed for people who qualify for both Medicare and Medicaid]

Dual eligible plans are designed for people who qualify for both Medicare and Medicaid. 

[Text On Screen - Dual eligible plans: For those with lower income addressing basic needs such as: Lack of healthy food options, Housing, Reliable transportation]

These plans are specifically meant for people who may be facing challenges that come with a lower income. Things like a lack of healthy food, housing, or reliable transportation. 

[Text On Screen Ð By addressing these basic needs, it becomes easier to take the next healthy steps toward living a better life]

By addressing these basic needs, it becomes easier to take the next healthy steps toward living a better life. 

[Text On Screen - Chronic condition plans: Help with long-lasting chronic conditions like: Diabetes, Heart disease, Cancer, Other health concerns]

Chronic condition plans are designed for people who have long-term health conditions, like diabetes, heart disease, cancer, and other health concerns. 

[Text On Screen Ð These plans offer specialized care management programs and services to help you better care for your issue]

These plans offer specialized care management programs and services to help you better care for your issue. 

[Text On Screen Ð By taking charge of your chronic condition, you open the door to living your healthiest life]

By taking charge of your chronic condition, you open the door to living your healthiest life. 

[Text On Screen ÐOther Special Needs Plans: These plans may benefit: People with mental health or developmental disabilities, Nursing home residents, People living with HIV/AIDS]

There are also several other types of special needs plans available, including plans for people with mental health issues or developmental disabilities, and institutional special needs plans for those living in nursing homes and with HIV and AIDS. 

[Text On Screen Ð Our doctors and care teams care for people with Special Needs Plans every day]

At Optum, our doctors and care teams serve people with special needs plans every day. 

[Text On Screen Ð We work with specialist who have been proven to offer the best care]

We work with specialists that have been proven to offer the best care. They are measured by the quality of care that they offer patients. And we have the built-in support to help people with health and life challenges not just get by, but truly live well. Clearly, special needs plans offer an amazing opportunity to get the care, support and services you might need if you're facing a specific health or life challenge. 

[Text On Screen Ð What should your first steps be?]

So, what should your first steps be to explore your special needs plan choices? It's simpler than you might think. Just talk to a licensed insurance agent. They can help you find the special needs plans that you might qualify for. And just as importantly, help you find plans that our doctors accept. Thank you for watching.

[Text On Screen Ð Get your no-cost Medicare review]

[Text On Screen Ð To explore your Medicare choices, talk to a licensed insurance agent who partners with Optum]

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