Questions about how to make a contribution to your HSA?
There are multiple ways to contribute to your HSA.
- Check with your employer to see if they offer payroll deductions.
- Sign in to your account to set up reoccurring contributions.
- You can make a one-time contribution to your account at any time.
Not only will you get the most tax benefits by maxing out your contributions, but having a fully funded HSA will prepare you for the year ahead.
Special contributions
Build your HSA balance by transferring or rolling over funds from an IRA or another HSA.*
Request an IRA distribution
You can make a one-time contribution from a traditional IRA or Roth IRA into your HSA. Contact your IRA administrator to request a distribution. Keep in mind that the amount of the contribution cannot be more than you are eligible to contribute to your HSA for the tax year. If your employer contributes to your HSA, make sure to take that into account.
Transfer funds from another HSA
If you have an HSA from another bank that you want to close, you can transfer the funds to your Optum Bank® HSA. To do so, download, fill out and send the HSA Rollover/Transfer Request Form to the previous administrator. This and other account forms are available after you sign in to your account.
Roll over funds from another HSA
If you want to move funds from an existing HSA to your Optum Bank HSA, you can request a distribution from your current administrator and send us a check with the HSA Rollover/Transfer Request Form. This and other account forms are available after you sign in to your account.