Save on medical and dependent care expenses
An FSA allows you to set aside pre-tax funds
There are three different types of FSAs and, since you don’t pay taxes on this money, you save on every dollar you put into your FSA - 30% in some cases.*
Make the most of your FSA with Optum Financial
Browse additional solutions to help you better understand your FSA.
Dependent care flexible spending account
Learn how you can use tax-free money to pay for dependent care.
Find FSA-eligible items the Optum Store
Use your FSA payment card and code OPTFSA7 for easy checkout **.
Limited purpose flexible spending account
Learn about the benefits of pairing a limited purpose FSA with an HSA.
Insights (8)
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IRS 2025 limit updates
Learn more about the increased plan contribution limits for flexible spending accounts (FSAs), commuter benefits and adoption assistance in 2025.
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Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.
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Optum Financial mobile app
Save time and take control with our advanced mobile app. Download the app today.
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What is a dependent care FSA?
Learn how you can use tax-free money to pay for dependent care.
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How to file a claim
Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.
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Spending your FSA dollars
Learn more about how to manage your FSA funds so you don't lose them.
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What is a health care FSA?
Discover the benefits of having a health care FSA.
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What is a limited purpose FSA?
Find out why pairing a limited purpose FSA with an HSA may be a smart choice.