Start saving on qualified medical expenses
New to an HSA? Learn the basics
An HSA is a tax-advantaged account that helps you pay for qualified expenses. The funds are yours to keep — even if you retire, change jobs or change health plans.
Make the most of your HSA with Optum Financial
Browse additional solutions to help you better understand your HSA.
Manage your HSA contributions
Make a contribution so you're prepared for future health care costs.
Does your expense qualify?
Find products you can spend your health account dollars on.
Find HSA-eligible items at the Optum Store
Use your HSA payment card and code OPTHSA5 for easy checkout.*
Insights (19)
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HSA Tax Center
Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.
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Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.
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Health Savings Checkup tool
Estimate health care costs during retirement.
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Optum Financial mobile app
Save time and take control with our advanced mobile app. Download the app today.
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HSAs: Part of Your Financial Plan
Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.
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HSAs and Medicare
Learn more about what happens to your HSA once you enroll in Medicare.
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Add a beneficiary to your HSA or MSA
Take a minute to ensure you have a beneficiary selected.
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Contribution limits
Max out your HSA this year with the contribution limit set by the IRS.
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HSA withdrawal correction form
This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.
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HSA investment overview
Watch this video to learn more about how to set up your investment account — and start investing today.
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The five stages of your HSA journey
Learn more about the five-stage journey we go through as we save and pay for qualified medical expenses.
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Options to Invest Your HSA
This video shows you the differences between your two investment options and how to get started.
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New account holder checklist
Make sure you're making the most of your new HSA with these easy steps.
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Manage your HSA contributions
Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?
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How to use an HSA
Learn how to make deposits to and withdrawals from your health savings account (HSA).
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HSAs and tax season
Learn about the tax benefits and what you need to know at tax time.
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On-demand webinar: Tax time and Your HSA
This webinar will help you understand the tax benefits of your HSA, which forms you'll need to file your taxes and how your state treats HSA contributions.
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What is an HSA?
Learn about the purpose of a health savings account (HSA) and how it works.
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What is an HRA?
Watch this video to learn more about the purpose of a health reimbursement arrangements (HRA).